En resumen
CRIF y la Centrale dei rischi (central de riesgos) de la Banca d'Italia reúnen información sobre los préstamos de una persona o una empresa. Solo puede acceder a sus propios datos, y es gratis: no hay una lista pública donde buscar a otra persona.
El documento en resumen
You cannot do it on other people's data
People often search for “visura CRIF” to check someone before signing. Credit data is personal data and access is reserved to the person concerned: services that offer to look it up on third parties promise something that cannot be done.
Cuándo no hace falta
- You want to check who is selling you a houseNot from here. What can lawfully be looked at is on the property (the mortgage search) and on the company (the visura camerale).
- You want to know whether a tenant will payNo register says so, and nobody can query their credit position in their place. They can request their own data and show it to you.
- You have been refused a mortgage loanThis is the case where it is really needed, and it is free: you request your own data, see what is recorded and have what is wrong corrected.
How to ask for a correction
If a report is wrong, you dispute it with the lender that made it and, in parallel, with the operator of the system. Retention periods are set by the code of conduct: a position closed regularly disappears by itself, and a wrong report must be removed on request, not waited out.
Cómo obtenerlo · sin nosotros
You request it from whoever holds the data, and only about yourself
verificado el 28 July 2026
Gratis, en el mapa
On other people's data, nothing
No register says whether a person will pay. What can be checked before buying is on the property and on the company selling it, and it starts from the map.
Open the map →El documento que sigue
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Los costos, los canales y los requisitos de acceso son trámites del organismo que emite el documento, verificados en la fuente el 28 de julio de 2026. Antes de actuar, consulte el sitio del organismo.