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Documents / Ispezione ipotecaria (mortgage search)

Ispezione ipotecaria (mortgage search)

In short

The ispezione ipotecaria (mortgage search) queries the land registers and says what weighs on a property and who bought or sold it: mortgages, seizures, sales, gifts, inheritances.

How to get it · from us

Are there mortgages or seizures?

iThe summary list of the entries on the property in the land registry (conservatoria). The full notes for the lines you care about are ordered afterwards, one by one, €14.90 each. Usually ready in a few minutes · you pay at checkout, then we request it from the land registry.

Which property

no sheet number? → find the parcel on the map

Free, on the auctions

If the lot is at auction

The court publishes the appraisal, and it almost always contains the list of encumbrances. You find it here with the date of the next sale, for free.

See the auctions →

The document at a glance

What it contains
The notes of transcription, registration and annotation, with date, parties and the amount of the mortgage.
What it is for
Before buying or lending money against security. Before an auction, to understand what the transfer decree cancels and what it does not.
Who can request it
Anyone.
Where to request it
The online reserved area of the Agenzia delle Entrate (Italian Revenue Agency) or its office counter · or here, with no SPID
What it costs
€24.90 from us for the summary list, with no SPID; full notes €14.90 each.
How long it takes
Immediate online; at the counter, as long as the queue.
Legal value
No: for the certified form you need the certificato ipotecario (mortgage certificate).
What it does not say It is a snapshot of the moment you ask. A note entered yesterday may not be searchable yet, and what was never entered in the registers does not appear.

How to read a mortgage search

The search does not answer yes or no: it hands you a list of entries (formalità) with codes. Below is the summary list, which is the one people really read, with the place where each of the things that matter is found.

Reconstruction of a summary list of entries: period examined, four entries with their register numbers, a mortgage with its amount, the annotation of cancellation and a seizure

Scroll the figure to read the details →

Reconstruction of a summary list of entries: the data is invented, names and banks are redacted. The entries above do not exist.
  1. 1What you asked and up to when. The search is on a property or on a person, and covers a period: outside that period it has not looked.
  2. 2Registro particolare and registro generale. The two numbers that identify the entry: you need them to request the full note for that line and no other.
  3. 3Trascrizione, iscrizione, annotazione. A transcription records a transfer, a registration places a mortgage, an annotation changes an earlier line.
  4. 4Capital and registered amount. The mortgage is worth two or three times the loan: it is the security, not the outstanding debt. It is not what is owed today.
  5. 5The annotation of cancellation. This line extinguishes the mortgage above it. A mortgage without this line is still alive, even if the loan is finished.
  6. 6The seizure (pignoramento). From here on the property is under enforcement: it is the line that takes a property to auction, and it is nearly always the last one transcribed.
  7. 7What the list does not say. The content of the deed is in the full note, which is requested line by line.

If you are looking at an auction lot

In court auctions the charges are the question that matters, and much of the answer is already public: the valuation report (perizia) filed with the court lists them, and the transfer decree cancels the prejudicial registrations and transcriptions. In our auction reports that data has already been read from the court documents, together with the history of price reductions.

See the auctions on the map →

The document after this one

Visura catastale (cadastral record) The property's data and who is registered as owner. Zoning certificate (CDU) For land, what the local plan says. Visura or map extract Which of the two cadastral documents you need.

Continue from here

All documents, in one table→ Guides to the cadastre→

Find your municipality

Roma Milano Napoli Torino Palermo Bologna Bari Catania

All municipalities in Italy →

Costs, channels and access requirements are procedures of the body that issues the document, checked at source on 28 July 2026. Before you act, check on the body's website.